Financing

Application for a Mortgage:

  • Complete application for loan
  • Lender processes application
  • Appraisal of home, verification of employment and credit report requested
  • Booklet received along with the good faith estimate
  • Truth in Lending Disclosure Statement issued
  • Application evaluated and loan approved
  • Closing documents signed and loan funded
  • Funds disbursed to closing or settlement agent, seller paid and property is yours
  • Documents recorded at county recorder’s office

Documents Needed to Apply for Mortgage:

  • W-2 forms for last two years
  • Last two months bank statements
  • Two recent pay stubs
  • Federal tax returns
  • Debt information, such as child support, auto loans, installment debt and credit cards

Possible Loan Programs: